Waterford, NY -- U.S. village in New York Population (2000): 2204 Housing Units (2000): 1062 Land area (2000): 0.285079 sq. miles (0.738352 sq. km) Water area (2000): 0.078646 sq. miles (0.203691 sq. km) Total area (2000): 0.363725 sq. miles (0.942043 sq. km) FIPS code: 78520 Located within: New York (NY), FIPS 36 Location: 42.791127 N, 73.679758 W ZIP Codes (1990): 12188 Note: some ZIP codes may be omitted esp. for suburbs. Headwords: Waterford, NY Waterford