efts

from The Free On-line Dictionary of Computing (8 July 2008)

electronic funds transfer
EFT
EFTS
electronic funds transfer system

   <application, communications> (EFT, EFTS, - system) Transfer
   of money initiated through electronic terminal, automated
   teller machine, computer, telephone, or {magnetic tape}.  In
   the late 1990s, this increasingly includes transfer initiated
   via the {World-Wide Web}.  The term also applies to credit
   card and automated bill payments.

   Glossary (http://fms.treas.gov/eft/glossary.html).

   (1999-12-08)