32431 -- U.S. ZIP code Municipality (1990): COTTONDALE, Florida All ZIPs for this municipality (1990): 32431 Population (2000): 4575 Housing Units (2000): 2107 Land area (2000): 99.748188 sq. miles (258.346611 sq. km) Water area (2000): 6.240332 sq. miles (16.162386 sq. km) Total area (2000): 105.988520 sq. miles (274.508997 sq. km) Located within: Florida (FL) Location: 30.779196 N, 85.393714 W