32408 -- U.S. ZIP code Municipality (1990): PANAMA CITY BEAC, Florida All ZIPs for this municipality (1990): 32407 32408 32413 Population (2000): 12771 Housing Units (2000): 11283 Land area (2000): 10.057438 sq. miles (26.048643 sq. km) Water area (2000): 0.051417 sq. miles (0.133170 sq. km) Total area (2000): 10.108855 sq. miles (26.181813 sq. km) Located within: Florida (FL) Location: 30.154621 N, 85.763672 W