32405 -- U.S. ZIP code Municipality (1990): PANAMA CITY, Florida All ZIPs for this municipality (1990): 32401 32403 32404 32405 Population (2000): 26243 Housing Units (2000): 11531 Land area (2000): 19.597064 sq. miles (50.756160 sq. km) Water area (2000): 0.041139 sq. miles (0.106550 sq. km) Total area (2000): 19.638203 sq. miles (50.862710 sq. km) Located within: Florida (FL) Location: 30.195424 N, 85.664587 W