32404 -- U.S. ZIP code Municipality (1990): PANAMA CITY, Florida All ZIPs for this municipality (1990): 32401 32403 32404 32405 Population (2000): 34480 Housing Units (2000): 14428 Land area (2000): 119.602590 sq. miles (309.769274 sq. km) Water area (2000): 0.420815 sq. miles (1.089906 sq. km) Total area (2000): 120.023405 sq. miles (310.859180 sq. km) Located within: Florida (FL) Location: 30.188585 N, 85.563920 W