32403 -- U.S. ZIP code Municipality (1990): PANAMA CITY, Florida All ZIPs for this municipality (1990): 32401 32403 32404 32405 Population (2000): 2757 Housing Units (2000): 663 Land area (2000): 24.824716 sq. miles (64.295716 sq. km) Water area (2000): 0.091806 sq. miles (0.237776 sq. km) Total area (2000): 24.916522 sq. miles (64.533492 sq. km) Located within: Florida (FL) Location: 30.068188 N, 85.609755 W