32401 -- U.S. ZIP code Municipality (1990): PANAMA CITY, Florida All ZIPs for this municipality (1990): 32401 32403 32404 32405 Population (2000): 24545 Housing Units (2000): 11919 Land area (2000): 10.190939 sq. miles (26.394411 sq. km) Water area (2000): 0.022775 sq. miles (0.058986 sq. km) Total area (2000): 10.213714 sq. miles (26.453397 sq. km) Located within: Florida (FL) Location: 30.161901 N, 85.652977 W