12495 -- U.S. ZIP code Municipality (1990): WILLOW, New York All ZIPs for this municipality (1990): 12495 Population (2000): 189 Housing Units (2000): 148 Land area (2000): 7.344273 sq. miles (19.021579 sq. km) Water area (2000): 0.000000 sq. miles (0.000000 sq. km) Total area (2000): 7.344273 sq. miles (19.021579 sq. km) Located within: New York (NY) Location: 42.080232 N, 74.248019 W